Mud Bug
Am I covered by Insurance if I drive my girlfiends car?
I have insurance with progrssive on my cars and she has state farm on hers. Would I be covered ??? Thanks, Mud Bug
Actually I picked th kitten I look just like him
Insurance follows the car- NOT the driver. so your insurance has nothing to do with it.
Therefore you dont have a choice- if you drive her car.. her insurance will always be primary as it is the insurance for that vehicle. You need to call her carrier and see if they will cover you or not- that depends on the company. Some cover unlisted drivers and some are very strict about it.
If for some reason she didnt have insurance.. your insurance MAY cover it but it depends on your policy.
But you have no choice in whether or not your insuarnce or hers covers the vehicle- its always the owners insurance primarily.
DONT make any assumptions- ask her carrier first.
Mud Bug! Baja Beetle!
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